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dc.contributor.advisorStull, Charles A.
dc.contributor.authorWilson, Todd
dc.description36 p.en_US
dc.description.abstractThis paper is based on my experience working at National City this past summer. I worked extensively in the commercial credit department. In this role I gained experience working as both a credit analyst and as part of a lending team. This paper is a combination of that experience and research I have done on bank regulatory agencies, in particular the Federal Reserve and its function. The first section of this paper will attempt to provide a vivid description of the loan making process. It will examine specifically the role of both the lender and the credit department in the loan process. It will offer some insight as to what needs to be done for a loan to be approved and how the responsibilities are divided among the lender and the analyst. The second section of this paper will focus on bank regulatory agencies. This section will offer only a brief description of the several different regulatory institutions, but will offer an in depth look at the central bank system or the Federal Reserve. The many functions of the Fed will be discussed culminating in the role of the Fed in the banking industry today. The goal of this paper is to describe two integral components of the commercial banking system. It offers a look at both the internal and external sides of the industry. The description of the loan making process will show the inside of a commercial bank and how it accomplishes its goals. The description of regulatory agencies will offer a look at how the central bank affects the banking industry and how it uses its tools to accomplish its goals today.en_US
dc.relation.ispartofKalamazoo College Economics and Business Senior Individualized Projects Collection
dc.relation.ispartofseriesSenior Individualized Projects. Economics and Business.;
dc.rightsU.S. copyright laws protect this material. Commercial use or distribution of this material is not permitted without prior written permission of the copyright holder.
dc.titleThe Banking Industry: Commercial Banking and Regulatory Agencies and the Federal Reserve Systemen_US
KCollege.Access.ContactIf you are not a current Kalamazoo College student, faculty, or staff member, email to request access to this thesis.

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  • Economics and Business Senior Integrated Projects [1196]
    This collection includes Senior Integrated Projects (SIP's) completed in the Economics and Business Department. Abstracts are generally available to the public, but PDF files are available only to current Kalamazoo College students, faculty, and staff.

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